Monday, January 16, 2017

प्रभु बैंकले गर्यो ६ महिनामै एक अर्ब ११ करोड नाफा, एक खर्ब १३ करोड डुबेको ऋण उठायो ।

काठमाडौं। प्रभु बैंक लिमिटेडले एक अर्ब ११ करोड रुपैयाँ खुद नाफा गरेको छ। बैंकले डुबेका कर्जाहरु उठाएर नाफा बढाएको हो। गत बर्षको पुससम्म बैंकको नाफा जम्मा ४० करोड ५६ लाख रुपैयाँ मात्र थियो।

पाँच अर्ब ८८ करोड रुपैयाँ चुक्ता पूँजी रहेको प्रभुले खराव कर्जा अनुपातलाई पनि घटाएको छ। गत असोजमा साढे सात प्रतिशत रहेको खराव कर्जा पुसमा ४.८८ प्रतिशतमा झारेको छ।



Source: bizmandu

Friday, January 13, 2017

वाणिज्य बैंकमा शेयर लगानी : कुन संस्था कति रिस्की ? हेर्नुहोस्, कसले दिन्छन् सबैभन्दा बढी मुनाफा ।

खराब कर्जा भनेको पूर्णतः डुबेको लगानी पनि होइन । हाल सबैभन्दा बढी खराब कर्जा रहेको प्रभु बैंकको स्थिति सुधारोन्मुख हो ।

लगानी गर्न चाहनेले सबैभन्दा अगाडि आफूले लगानी गर्न चाहेको क्षेत्रका बारेमा चासो र जानकारी राख्नुपर्ने हुन्छ । अझै लगानीका क्षेत्रमध्ये पनि एकदमै गम्भीर हुनुपर्ने क्षेत्र शेयर बजारमा त झनै यसबारेमा चनाखो रहनुपर्दछ । यस आलेखमा नेपालका प्रमुख वाणिज्य बैंक तथा विकास बैंकमा देखिएको नाफाको दर तथा खराब कर्जाको आधारमा कुन बैंकमा लगानी गर्नु कति रिस्की छ भन्नेबारेमा प्रस्तुत गर्न लागिएको छ । हामीले यस आलेखका लागि चालु आवको पहिलो त्रैमासमा बैंक तथा विकास बैंकहरुले प्रस्तुत गरेको विवरणलाई आधार मानेका छौँ ।



Source: nigarani

Tuesday, January 10, 2017

लगानी फाल्न हतार नगर्नुहोस्, हेर्नुहोस्, यस्ता छन् १० उत्कृष्ट कम्पनीमा तत्काल अर्बौँ लगानीको अवसर (आईपीओ, एफपीओ र लीलामीसमेत), कुन कम्पनीको अवस्था के र लगानी कति गर्ने त ?

आईपीओ तथा एफपीओमा त झनै ३ महिनासम्म पैसा स्टक रहन पुग्दछ तर लगानीकर्ताको स्टक पैसालाई कुनै पनि आकर्षक अवसरले कुर्दैन । त्यसैले कुनै पनि कम्पनीमा लगानी गर्दा धेरैपटक सोच्नुहोस् र बढीभन्दा बढी सूचना राख्नुहोस् ।

काठमाडौं । पछिल्लो समय पुँजीबजारमा सूचीकृत विभिन्न कम्पनीहरुमा लगानी गर्ने सुनौला अवसर सिर्जना भएका छन् । एनएलआईसीको एफपीओले बजार तताएको भए पनि त्यसबाहेक अन्य विभिन्न उत्कृष्ट कम्पनीहरुमा समेत लगानीका अवसर खुलेका छन् ।

अवसर १ :
नेपाल लाइफ इन्स्योरेन्स कम्पनीले आफ्नो ४ अर्ब ४१ करोड बराबरको अएफपीओ जारी गरेको छ । यसबारेमा थप हेर्नुहोस्

अवसर २ : 
सुनसरीको दुहवीमा प्रधान कार्यालय रहेको फरवार्ड कम्युनिटी माइक्रो फाइनान्सले ६ करोड बराबरको ६ लाख कित्ता आईपीओ जारी गरेको छ । माघ १२ देखि २३ गतेसम्म आईपीओ भर्न सकिने जनाएको सो माइक्रोफाइनान्सले न्यूनता ५० कित्ता र अधिकतम ३ हजार कित्तासम्मको आवेदन गर्न सकिने जनाएको छ । नबिल इन्भेष्टमेन्टलाई बिक्री प्रबन्धक तोकेको सो संस्थाले ६ लाख कित्ता शेयरमध्ये ३० हजार कर्मचारीलाई तथा थप ३० हजार म्युचल फण्डलाई छुट्याएकाले सर्वसाधारणले ५ लाख ४० जहार कित्तामात्रै प्राप्त गर्नेछन् ।



Source: nigarani

One Bedroom Flat: A Software Engineer's Life - A Bitter Reality!

As the dream of most parents, I had acquired a degree in Software Engineer and joined a company based in USA, the land of braves and opportunity. When I arrived in the USA, it was as if a dream had come true.


Here at last I was in the place where I want to be. I decided I would be staying in this country for about Five years in which time I would have earned enough money to settle down in India. 

My father was a government employee and after his retirement, the only asset he could acquire was a decent one bedroom flat. I wanted to do some thing more than him. I started feeling homesick and lonely as the time passed. I used to call home and speak to my parents every week using cheap international phone cards. Two years passed, two years of Burgers at McDonald's and pizzas and discos and 2 years watching the foreign exchange rate getting happy whenever the Rupee value went down. 

Finally I decided to get married. Told my parents that I have only 10 days of holidays and everything must be done within these 10 days. I got my ticket booked in the cheapest flight. Was jubilant and was actually enjoying hopping for gifts for all my friends back home. If I miss anyone then there will be talks. After reaching home I spent home one week going through all the photographs of girls and as the time was getting shorter I was forced to select one candidate. In-laws told me, to my surprise, that I would have to get married in 2-3 days, as I will not get anymore holidays. After the marriage, it was time to return to USA, after giving some money to my parents and telling the neighbors to look after them, we returned to USA. 

My wife enjoyed this country for about two months and then she started feeling lonely. The frequency of calling India increased to twice in a week sometimes 3 times a week. Our savings started diminishing. After two more years we started to have kids. Two lovely kids, a boy and a girl, were gifted to us by the almighty. Every time I spoke to my parents, they asked me to come to India so that they can see their grand-children. Every year I decide to go to India. But part work part monetary conditions prevented it. 

Years went by and visiting India was a distant dream. Then suddenly one day I got a message that my parents were seriously sick. I tried but I couldn't get any holidays and thus could not go to India. The next message I got was my parents were passed away and as there was no one to do the last rights the society members had done whatever they could. I was depressed. My parents were passed away without seeing their grand children. 

After couple more years passed away, much to my children's dislike and my wife's joy we returned to India to settle down. I started to look for a suitable property, but to my dismay my savings were short and the property prices had gone up during all these years. I had to return to the USA. 

My wife refused to come back with me and my children refused to stay in India. My 2 children and I returned to USA after promising my wife I would be back for good after two years. 

Time passed by, my daughter decided to get married to an American and my son was happy living in USA. I decided that had enough and wound-up every thing and returned to India. I had just enough money to buy a decent 2 bedroom flat in a well-developed locality. Now I am 60 years old and the only time I go out of the flat is for the routine visit to the nearby temple. My faithful wife has also left me and gone to the holy abode. 

Sometimes I wondered was it worth all this? My father, even after staying in India, had a house to his name and I too have the same nothing more. I lost my parents and children for just ONE EXTRA BEDROOM. 

Looking out from the window I see a lot of children dancing. This damned cable TV has spoiled our new generation and these children are losing their values and culture because of it. I get occasional cards from my children asking I am alright. Well at least they remember me. Now perhaps after I die it will be the neighbors again who will be performing my last rights, God Bless them. But the question still remains 'was all this worth it?'

Source: Internet

Monday, January 9, 2017

Gafla - Journey into Stock Market and Beyond!

This video is about 'Gafla', a Hindi Stock Market Movie that begins as a story of an ordinary young man Subodh in ordinary circumstances. It follows his journey into the stock markets and beyond. The film examines the issues of ethics and morality in this Machiavellian world defined by winners and losers rather than good and bad. It was one of Peter Bradshaw's top 10 picks at the London Film Festival 2006

Gafla is a 2006 Hindi film directed by Sameer Hanchate. It is a film inspired from the stock market scam of 1992 which mainly involved Harshad Mehta that rocked the Indian economy and changed lives of thousands forever.

Film was nominated for many awards and won third Cyprus International Film Festival, 2008, 'Aphrodite Medallion' for 'Best Script' (Sameer Hanchate, Rajiv Velicheti, Bijesh Jayarajan), RACE - V. Shantaram Awards 2007 -Best Debut Director (Sameer Hanchate).



Source: Junglee Film Club

Republished for Stock Market Awareness, Information and Knowledge!

How Much To Apply in NLIC FPO? (Allotment analysis)

Nepal Life Insurance Company Limited (NLIC) is floating its Further Public Offering (FPO) of 30,96,529 unit shares at Rs 1,425 (premium of Rs 1,325 added to the paid up value of Rs 100) worth Rs 4.41 arba from Poush 27, 2073.The offer is set to close on Magh 2, 2073 at the earliest.

Interested investors must apply for a minimum of 10 units of share amounting Rs 14,250 (10 units * Rs 1,425) and they can apply for up to 30,960 units of share amounting Rs 44,118,000 (30,960 units * Rs 1,425).


Source: sharesansar

Investors who bought NLIC at high prices after FPO announcement in distress; Whom to blame: the Company, Regulator, or Investors?

Securities Board of Nepal (SEBON) has recently given final approval to Nepal Life Insurance Company (NLIC) to float 30.96 lakh units Further Public Offering (FPO) shares. The Board has approved NLIC to issue FPO at Rs 1,425 (premium of Rs 1,325 added to the paid up value of Rs 100). After issuing FPO with premium of Rs 1,325, NLIC will be able to add Rs 4.10 arba in its reserve and surplus account.

Previously in June, 2016 NLIC BOD’s had decided to issue FPO at Rs 2,951 per share but it was later stopped by SEBON due to unclear rules regarding fixation of FPO price. On an expectation of high FPO price, market price of NLIC shoot up as high as Rs 4,936 in NEPSE. If NLIC was allowed to issue FPO at Rs 2,951 that time, Rs 8.82 arba could have been collected in the premium amount.


Source: sharesansar

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